Baccarat Online Casinos 2024 (Real Money Play & Live Baccarat)

Alex Hoffmann
Written by Alex Hoffmann
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Alex Hoffmann

Senior Content Writer

●  Over 8 years of combined hands-on experience in the online gambling industry as an editor, providing insightful casino reviews, comprehensive guides, and thought-provoking editorials; 

●  Nearly 4 years of experience in presenting the latest trends and innovations in the world of gaming on YouTube;

●  BA in English and German Language with MA in Bulgarian Language and Literature, from the University of Belgrade, resulting in a diverse set of language skills and cultural understanding.

Vlad Mihalache
Reviewed by Vlad Mihalache
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Vlad Mihalache

Online Gambling and Slots Specialist
  • Accomplished content strategist and editor with over 6 years of experience in the iGaming industry;
  • Specializes in blackjack strategies, slots, and gambling addiction;
  • Online gambling expert with 2500+ articles written and reviewed;
  • Strong advocate for responsible gambling with comprehensive knowledge of gambling trends and addiction.

Welcome to a comprehensive collection of online baccarat casinos, your ultimate destination for the thrilling world of this highly popular table game. On this page, you can not only discover the finest casinos offering this classic card game but also learn the rules and elevate your gaming experience to match the style of James Bond himself.

So, immerse yourself in the elegance and excitement of baccarat and get ready for another unforgettable casino adventure.

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Best Casinos to Play Real Money Baccarat

Experience the charm of classic or live baccarat at our curated selection of top online casinos. Choose your next top casino and savor the thrill of a captivating game.

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1,705 Casinos

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How to Play Baccarat Online: A Beginner's Guide

Start by joining our Academy and learning from an expert, Peter Nairn. His in-depth guides on baccarat will explain how to become a professional in a short time and help you better understand probability and risk management.

Discovering the rules of play for this world-class comparing card game is just the tip of the iceberg in the learning process.

There is a long way to go to win almost every coup like an experienced pro from Vegas and build your James Bond baccarat skills.

As you may already know, there are 3 possible outcomes, whether you're playing baccarat online or at a baccarat table. You can win on the Player, Banker, or a Tie.

baccarat table

To simplify, a bet is either on the Player, the banker/dealer, or a tie. Moreover, all cards from 2 to 9 are face value, but jacks, queens, kings, and 10 have a value of 0. An ace is always worth 1.

The goal is to guess which hand will have a total closest to 9.

One baccarat round starts with two cards dealt face up – two for the Player and Banker (dealer), hence the Punto Banco term. The one who gets closer to nine is the winner.

There are some differences regarding payouts, though.

For example

If you wager on the Player and get as closest to nine as possible, the winnings are doubled. If you bet on the Banker, the game cashes out 95% of the wager if successful due to the 5% commission.

The cards can also be greater than nine. In that case, they are added together while the first number is dismissed to get the result. For instance, if the hand has a 9 and a 6, which adds up to 15, it becomes a 5-point hand.

Now, this is just a scratch on the surface. To earn the title of an outstanding baccarat player, you must know the game inside out and dominate the large tables in high-roller rooms, which you can easily find in any land-based casino.

Find Your Baccarat Casino in 3 Simple Steps

The best baccarat games on the internet are the ones with straightforward gameplay. Plenty of online baccarat casinos offer such versions, available at both standard and VIP tables.

Of course, it always comes down to personal preference.

To help you narrow the search and get started with a baccarat casino online, we'll show you exactly what to look for in three simple steps.

1. Choose the Right Software

baccarat software

The first rule of any future betting endeavor is to know your game. Finding the right free baccarat software before playing for real money by using the ‘software filter’ could be crucial for your outcomes.

According to player reviews, the best versions of this classic card game are powered by BGaming, Evoplay, and Games Global. They have wide betting ranges, exciting side bets, and features, let alone hit frequency.

You can find them on Chipy and put them up to the test before signing up with a real baccarat online casino.

Of course, you can always go for other providers like Betsoft, RTG, or Playtech until you have found the correct 3D version or even a state-of-the-art live studio.

2. Get a Good Bonus

baccarat bonus

Playing baccarat online for free is one thing, but making the most of it for real money with bonuses that significantly boost your bankroll is sublime.

Getting the hang of Punto Banco or baccarat online gambling on a website is best done through exclusive baccarat bonuses, sign-up deals, no-deposit offers, and bonus codes.

You can get an advantageous first deposit match-up deal or more after choosing the right casino site, and trust us; this is quite a start if you are to show off some newly acquired skills in baccarat.

On Chipy, you can browse bonuses by games, so whenever you feel ready to join in on the action, see what's currently hot and boost your bankroll in just a few steps.

3. Check Payment Methods

baccarat payment methods

You don't want to make any of the steps above if the banking options at your preferred baccarat casinos online are low-end.

Luckily, many operators have recognized the potential of mobile payments as many gamblers play baccarat from their smartphones or tablets.

While making mobile payments is a popular way to fund your account on the go, it is important not to discredit other types of payment methods either.

The most used banking options for depositing and withdrawing in online baccarat gambling are:

  • Debit or credit cards: MasterCard, Visa;
  • E-wallets: Skrill, PayPal Baccarat Casinos, Neteller;
  • Prepaid cards and bank wire transfers.

What about crypto?

Sure, there are several Bitcoin Baccarat casinos and you're free to check them, as long as you take your own safety into account.

You'll undoubtedly discover several lesser-known payment options while searching for the best baccarat casino, as new forms of instant transfers appear on the global fintech market every year.

While we're on the subject, check processing times, maximum withdrawal limits, and other terms before opening a real account.

5 Reasons Why You Should Play Online Baccarat

Among the main reasons online baccarat is so much more popular than its land-based opposite are greater odds, low stakes, bonuses, easy access, and free play.

The online version is also ideal for people who want to play baccarat for real money over the week but are too occupied to visit a casino.

Of course, playing online baccarat has many other benefits, such as privacy, better bankroll control, convenience, no etiquette to follow, and so on.

If you are still not sure why joining the exciting world of online baccarat is so widely accepted, let us break down the top 5 reasons in detail once more:

house edge baccarat

Low House Edge / Best Odds: Once you get familiar with our guides, you will probably notice that baccarat is one of the few casino games with great winning odds. With a house edge of only 1.06% (banker bet), it easily beats any other table game, thus significantly improving your long-term chances.

It goes the same for the Player bet, which has an almost equally impressive 1.24% house edge, so do the math, and you'll quickly realize that baccarat lets you play for hours without the risk of losing too much at once.

baccarat lower stakes

Lower Stakes: In case you missed it somewhere along the line, mini baccarat is one of the cheapest table games at any casino. While land-based venues usually set a $5 bet limit per hand, gaming sites go even lower with $1 wagers. According to our research, playing baccarat at some wild casino on a mobile device can be the most economic alternative, provided you're tight on the budget.

baccarat match bonus

Match-up Bonuses: Every online baccarat casino is usually covered with a bonus. Many operators will match up the deposit and let you play with a larger amount. For example, if you deposit $200 and the gaming site offers a 100% match bonus up to $1000, you can get $400 to play baccarat. Let's be honest. You can't expect a gift of that magnitude, even at The Venetian.

baccarat variants

Versatility: The online gaming vertical has far more variations and versions of baccarat than you will ever find at land-based casinos. Each one of them comes with specific features, design, 3D graphics, sound effects, and user experience. As you switch between online casinos, you might find many favorite variants over time. This saves you time and money in the long run.

baccarat free play

Free Practice: You may think that baccarat isn't challenging, but stepping into the action without practical knowledge is the worst. Practice makes perfect. Getting to know the Player hand, Banker hand, and Tie can make quite a difference in your play. In comparison, trying out betting systems or some strategies you found online can only lift your skill levels and help you win more as you progress.

Never underestimate the power of free play.

Baccarat Rules You Should Consider

Before you continue to explore other aspects of baccarat and genuinely fall in love with this classic casino guessing game, let's take a quick rundown of key rules.

Baccarat is a simple two-card, two-hand game played against the dealer. It starts by picking a hand to bet on. The game's object is to get close to 9 without going over.

Here are some guidelines to consider when playing baccarat:

  • The suits of the cards have no value and make no difference to the outcome.
  • All face cards and 10's only count as zero
  • Aces always count as one
  • When two cards dealt have a value above 9, the first number of the total is removed. So, if the Player's hand is an 8 and a 7, the total is 15, which means their baccarat hand is actually 5
  • Every casino charges up to five percent commission on the Banker's hand.
  • There is no commission on the Player's hand though
  • In the event of a tie, the hand is considered a 'push,' and all wagers are returned.
  • If the Player's first two cards total 6 or more, they must stand without drawing a card. If the first two cards total 5 or less, the Player must draw one additional card.
  • When the Banker's first two cards total seven or more, they must stand without drawing a card. If the Banker's first two cards total 0, 1, or 2, he must draw one card.

If you're curious to learn a little more about the Player's 3rd hand, here's a cheat sheet to always keep at hand:

Player's 3rd Card
Banker's Hand 0 1 2 3 4 5 6 7 8 9
0 H H H H H H H H H H
1 H H H H H H H H H H
2 H H H H H H H H H H
3 H H H H H H H H S H
4 S S H H H H H H S S
5 S S S S H H H H S S
6 S S S S S S H H S S
7 S S S S S S S S S S

This chart is self-explanatory, but if you're unsure, the letter 'H' stands for Hit, while 'S' means Stand.

Top 4 Baccarat Versions You Can Play Online

Due to its wide popularity all over the globe, the game of baccarat developed over time and now offers more variety than ever in its relatively long history.

We bring you some of the most popular variations online casinos offer, so you can easily decide which version to pick and place a bet on.

Usually, the baccarat game has three main versions, Punto Banco, Chemin de Fer, and Banque, but the range online is much more versatile.

Among the most popular picks are No Commission Baccarat, Super 6, Privee, and Mini Baccarat.

A particular version of the game emerged at many baccarat casinos online over the last few years within the live dealer vertical.

Mini Baccarat

mini baccarat

Although played on a small table, mini baccarat offers three betting options: Banker, Player, and/or Tie. There are eight decks of cards in the shoe. Face cards and 10s count as zero, and aces as one.

The main difference is that the dealer is always the Banker. He shuffles, handles, and reveals all cards. The Player never touches the cards.

You can find Mini Baccarat in the Play'n GO and Platipus Gaming portfolio.

No Commission Baccarat

baccarat without commission

Considered a favorite by many players, this exciting variation is self-explanatory as it doesn't collect commission on winning banker hands. Still, a winning bank hand totaling 6 is paid 1:2 odds. Wagers in No Commission Baccarat are traditional except for the optional Royal 9 Bonus bet.

An excellent example of this variant comes from Games Global, which is available at many online casinos.

Privee

prive baccarat

Known for high volatility and ease of play, Baccarat Privee is loved among players looking for a beneficial RTP and many bets to place.

You will find that the version from World Match is usually among the first picks.

Super 6

baccarat super6

This is another unique variation of baccarat, whose name refers to a side bet placed on the Banker's hand. It allows you to win with a point total of six on two or three cards, with any other outcome being a loss.

Amazing Gaming and other software providers have Super 6 in their libraries if you want to take a peek.

Regarding the most authentic gambling experience online, live baccarat beats any competition. By joining a live casino, you can play traditional baccarat with a real host streaming from a studio.

The options are vast, and you can choose between Salon Privé, Multi-Camera Baccarat, Baccarat Squeeze, Speed Baccarat, Lightning Baccarat, Dual Play Baccarat, Red Envelope, Peek, Golden Wealth, and so on.

It all comes down to a personal choice, but live baccarat delivers a world-class, Vegas-like gaming experience you can enjoy at home from almost any casino you find online.

5 Real Money Online Baccarat Tips and Tricks

baccarat tips and tricks

We can all agree that baccarat is easy to find both online and offline. It's easy to learn how to play too.

Still and all, you will learn quickly that it might not be enough.

To boost your chances of winning, you must adopt some strategies that will give you an edge against other competitors. Many of them are circling the web, and to help you fine-tune your game of baccarat, we are sharing some of the best tips and tricks that you can use in any situation when playing:

  1. Avoid tie bets: While their 8:1 payouts are indeed the biggest, statistically, it is improbable that you will win if you go for tie bets. Another reason to stay away from them is the house advantage, seeding at 14.36%. Don't overestimate your luck because giving the casino $14.36 per 100 bets with a $1 wager, theoretically speaking, is going to get you nowhere.
  2. Bet on the Banker's hand: The opposite to tie bets would have to be the simplest and most effective wager, and that is on the Banker's hand. The odds of winning are the highest with this type of bet since the Player has a theoretical payout percentage of 98.94%. To be clear, this leaves the casino with a house edge of just 1.06%.
  3. Manage Your Bankroll: Playing smart and following a few rules can help you manage your money for baccarat the right way. The trick to winning this game is knowing when to raise the stakes and walk away. At first, try using just a tiny portion of your bankroll for baccarat and increase it gradually as you get better.
  4. Use a betting system: If you like the game and decide to become a pro, mastering Martingale, Fibonacci, Paroli, Labouchere, and D'Alembert strategies is a MUST. Each one is specific in its one way and could prove successful if appropriately used in the long run. Visit our Academy and learn them in detail before even considering joining the tables with high rollers.
  5. Set win and loss limits: A professional player will always limit how much they are willing to lose. It is crucial to keep your cool between the two, but as soon as you reach either of them, make a break, quit,, or walk away to avoid overspending.

The History of Baccarat

The origins of baccarat started either in Italy or France in the 1400s. Its creator, Felix Falguiere, called the game "baccara" which used to mean zero in Italian.

Once the game spread from Italy to its neighboring countries, it soon adopted new forms and names, such as Chemin de Fer, a term dating back to France in the 1800s.

At that time, baccarat was a game played at courts by the aristocrats. Historical evidence shows that only the noble and very wealthy people in France had the chance to play the game with the King.

Over the past two centuries, French travelers introduced the game to England, where it soon became a game for everyone.

Key point

After a famous scriptwriter, Ian Fleming, learned how to play it and created a fictional character, James Bond, who played baccarat in several movies like a pro, the game was an overnight hit.

It didn't take long for baccarat to reach Las Vegas, either.

Once it entered the United States through the Caribbean, where it was called Punto Banco, baccarat became part of the local culture. It was greatly popularized in the 1950s by Tommy Renzoni.

Play Real Money Baccarat with Chipy

Now that you know some basic rules about baccarat, where to find the best baccarat online real money casinos, tips and tricks on improving your game, and a bit about its variants, make sure to sign-up and have fun!

Another thing you want to take into consideration is free play. Not every casino will let you try and practice for free indefinitely, which is very important in the learning process.

Baccarat Casinos FAQs

Is baccarat a game of skill or luck?
While many consider baccarat a game of pure chance, it requires some skills before playing. It may be portrayed as an elegant and formal casino game, but you don't have to learn any strategies to win thanks to its great odds and low house edge.
Where can you play baccarat for free?
Baccarat is available for free on Chipy, with many variants easily accessible on iOS and Android mobile devices. Playing for free is essential as it builds confidence, helps you understand the rules, and teaches you more about decision-making.
What is the safest bet in baccarat?
The safest bet in any type of baccarat is on the Banker, as it offers a slightly higher chance of winning. Even though the house takes a 5% commission on these bets, you stand a much better chance of winning.
How do you play baccarat like a pro?
Accumulating enough knowledge about baccarat is a good start. Learning betting systems, knowing when to quit, managing bankroll, and practicing for hours is mandatory if you want to become a pro in baccarat.
All Baccarat Guides

Page Contributors

Alex Hoffmann

Alex Hoffmann

Senior Content Writer

About Alex Hoffmann

●  Over 8 years of combined hands-on experience in the online gambling industry as an editor, providing insightful casino reviews, comprehensive guides, and thought-provoking editorials; 

●  Nearly 4 years of experience in presenting the latest trends and innovations in the world of gaming on YouTube;

●  BA in English and German Language with MA in Bulgarian Language and Literature, from the University of Belgrade, resulting in a diverse set of language skills and cultural understanding.

Read Full Bio
Vlad Mihalache

Vlad Mihalache

Online Gambling and Slots Specialist

About Vlad Mihalache

  • Accomplished content strategist and editor with over 6 years of experience in the iGaming industry;
  • Specializes in blackjack strategies, slots, and gambling addiction;
  • Online gambling expert with 2500+ articles written and reviewed;
  • Strong advocate for responsible gambling with comprehensive knowledge of gambling trends and addiction.
Read Full Bio
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