What is Giropay?
![giropay logo]()
This German online payment service facilitates real-time direct money transfers from your bank account. It functions as an intermediary that adds further security and anonymity to your transactions.
The company was founded in 2005 by GmbH and later acquired by paydirekt in 2020. It is registered under the trademark of paydirekt GmbH and headquartered in Frankfurt, Germany.
The service functions similarly to iDEAL (Dutch), Interac (Canada), PagoMisCuentas (Argentina), Secure Vault Payments (US), and MyBank.
By “Giropay casinos”, we refer to online gambling sites that accept Giropay as a payment method for either deposits or withdrawals. It is currently being used in over 28.000 online shops and 1.400 providers across Germany and Austria.
At the moment, this payment method can only be used in Austria and Germany. In case you are located in one of these countries, we have a dedicated section for you of the top Giropay online casinos. It contains real-player ratings and relevant information on what bonuses to expect from those casinos, as well as what their game portfolio contains.
Note
The only currency you can use for Giropay transactions is EURO.
Why You Should Use Giropay at Online Casinos
Giropay was born out of people’s’ desire for an anonymous and secure payment method while paying online. It is a great pick for online gambling for many reasons, such as:
- Anonymous & safe transactions
When you choose Giropay as your payment method, you are redirected to their online banking platform, where you can complete the transaction. This process ensures that sensitive financial information remains confidential and protected.
Giropay does not require you to give away your personal information upon completing transactions. Also, your data is not stored, and all your information is encrypted according to German regulations.
With this payment method, you can transfer money directly to your casino account in just a few clicks. The payment processing only takes a few seconds, if any, and you can use the money straight away.
- Giropay is very popular in Germany
This payment method is one of the most used ones in Germany (by banks and savings banks), where most of its userbase comes from. Its popularity attests to its ease of use, security, and convenience.
- There are no fees imposed by Giropay
All transactions using Giropay are free of charge, as far as the company is concerned. The service does not keep a percentage of your money deposit or withdrawal when using it.
- You can make an unlimited number of transactions
As the payment is done directly from your bank account, there are no limits to how many transactions you can make.
The service is optimized to function properly on all mobile devices, and there’s even a dedicated mobile app available for further convenience. This is very relevant when it comes to online gambling, which is usually done via mobile devices, as opposed to desktop ones.
Note
Giropay can be used for transactions with friends and family as well via the “Send and request money” function. To complete the transaction, you need to type in their email address and phone number which are associated with a Giropay account. The maximum sum you can send or request is 200 EUROS.
Remember
In case you want to send money to people without registered accounts, there is no need to fret. This can be done as well. Basically, after you input their money or phone number, they receive an SMS or email notification of the payment. Following this, they are prompted to download the app to claim the money in guest mode.
Advantages Of Using The Giropay App
The Giropay dedicated mobile app for Android / iOS provides exclusive advantages to users. These are QOL (quality of life) changes that significantly improve the user experience, namely:
- Detailed overview of previous payments
- Instant notifications for payments
- Payment authorization via biometric data (face recognition or fingerprint)
- The option to issue authorizations for trusted providers (to skip future security measures and save time)
- The ability to configure payments to always use TAN protection
- Customizable log-out feature
Warning
You are automatically logged out of the application after 2 minutes of inactivity.
Getting Started with Giropay
If you are feeling ready to register a Giropay account and take advantage of all the perks that come with it, we got you covered. The sign-up process is both simple and fast. It only takes a few minutes. Here is a step-by-step guide for you:
- Navigate to the sign-up page on the playdirekt platform. You can use our link as a shortcut.
- Press on the “Neu? Jetzt kostenlos freischalten” button to start creating your account.
- Select your bank from the list.
- Write down the email address that you want to be associated with Giropay.
- Choose a username and password for your account.
- Read the T&C (Terms and Conditions), then click the “Im Onlinebanking freischalten” button to finish creating your account.
How to Deposit and Withdraw using Giropay at Online Casinos
Are you ready to take a plunge into the world of Giropay casinos? If the answer is “yes”, then we should discuss the payment processes you will encounter.
Deposits
Making a deposit in Giropay online casinos is as simple as it can be. The entire process can be done in a few minutes, as shown below:
- Log into your account on the casino website or application.
- Go to the “Payments” section.
- Opt for the "Deposit" option.
- From the list of available payment methods, choose Giropay as your preferred option.
- Specify the amount of money you wish to deposit.
- Select your bank from the provided list, which will redirect you to your bank's online banking platform.
- Enter your card details in the designated fields.
- Confirm the transaction via the authentication method used by your bank.
Warning
Some new-player bonuses cannot be claimed with Giropay deposits. To ensure that it is an eligible payment method for the bonus you want to claim, read the bonus’s T&C thoroughly.
Withdrawals
When it comes to withdrawals, things get a little more complicated. Giropay is mainly used by casinos for deposits. Withdrawals with this service are usually not accepted.
Important
If withdrawals via Giropay are unavailable, you can still withdraw your funds by adding another payment method to your account.
In casinos where withdrawals are accepted, the payment process is the same as the one you completed for depositing money. In a nutshell, this is what you need to do:
- Access the “Withdrawals” section on your account.
- Choose Giropay as the preferred method.
- Select the amount of money you want to withdraw.
- Confirm the withdrawal.
Giropay Casino Payment Processing Times and Fees
The processing times and fees may vary based on the casino operator you want to play at.
As far as the waiting time is concerned, transactions are instantaneous for deposits.
Withdrawals take a longer time, as they need to be processed and verified by casinos before. This can take up to a couple of days.
Moreover, although Giropay does not charge fees, there might be deposit fees charged by your casino operator or bank. You need to read their T&C (terms and conditions) in order to find out whether there are any fees involved.
Pros and Cons of Using Giropay at Online Casinos
As with any other thing in life, there are advantages and disadvantages to using Giropay at online casinos. We compiled a list of Pros and Cons to help you get a better overview of what to expect.
| Pros | Cons |
| Instant money transfers | Not available outside of Germany and Austria |
| Direct payments from your bank account, without third-parties | Buyer Protection does not cover gambling |
| No transaction fees | It is generally not accepted as a withdrawal method |
| Buyer protection & customer support |
| No registration is needed for usage |
| Unlimited number of transactions |
The only real disadvantage when it comes to using this payment option in casinos that accept Giropay, is that it is only available in Germany and Austria. As long as you live in those locations, the Pros highly outweigh the cons.
As for the fact that you need to register an account for Buyer Protection, this is a normal thing. Solving legal disputes can only be done by providing personal information, to verify your identity.
Giropay Casinos Safety and Security
Giropay adheres to the high-security standards and requirements of the German banking industry. No personal data is shared with merchants, and users’ data is SSL encrypted on secure servers in Germany.
Depending on your bank, the security measures slightly differ. In order to approve transactions, you can encounter PIN, TAN, or 2FA.
Note
The most commonly-found security measure used in Giropay casinos is TAN (transaction number).
Customer Service
Moreover, to further ensure users’ security while using the platform, Giropay offers customer service via a dedicated customer portal.
The customer portal is available to registered users and offers them help concerning any problems they encounter with transactions in Giropay online casinos.
Account Suspension
Furthermore, for safety reasons, your Giropay account might be suspended at some point by the customer support team. This is likely caused by one of the following things:
- You entered your password incorrectly too many times - the account will be unavailable until you change your password to a new one.
- You reported or were involved in a suspicious transaction - until matters are settled, your account will be deactivated.
If this happens to you, all you need to do is contact the support team and tell them what happened. They will assist you in restoring your account.
Spam & Pishing Attempts
Furthermore, although Giropay itself protects your privacy and security, there are entities impersonating it that might put you at harm’s risk. They are not affiliated with Giropay in any shape or form and are after your personal information.
Luckily, there are ways to protect yourself from spam and phishing attempts by entities impersonating Giropay. As these scams usually take place via email correspondence, this is what you need to look out for:
- Verify that your first and last name is included in the email salutation, as opposed to it being non-specific.
- Ensure that the sender address is either @giropay.de or @paydirekt.
- Keep in mind that Giropay does not ask for your personal or account information. The only data you need to share is your email address and phone number, upon registration.
- Know that using Giropay does not require you to install any software. Installing the dedicated application is optional.
Warning
If an email looks suspicious, you should ignore it and not click any links included in it.
Tip
You can also block the sender or report the suspicious message for spam, to prevent it from contacting you again.
Alternative Banking Methods
If Giropay caught your attention, but you’re not living in eligible countries, there is no need to fret. There are other instant-money transfer casino payment options available that you can use in its stead.
As an example, you'll find Trustly gambling sites and Google Pay online casinos among the top choices. These services work similarly to Giropay, in that transactions are between your bank and the casino you want to play at, without third-party entities.
Trustly
Trustly functions very similarly to Giropay, working as an intermediary that offers extra security between you and your casino. Moreover, it specifically targets users from Europe and isn’t available outside of it. Basically, it is a great alternative to Giropay if you live in Europe.
Google Pay
Google Pay is a digital wallet platform available in over 40 countries around the world. It was designed to facilitate payments directly from mobile devices (iOS and Android). Especially for mobile gambling, it is a good substitute for Giropay.
Ready to Play? Choose Your Favorite Giropay Casino
If instant real-time payments with no registration or third parties involved sounds good to you, then you need to give Giropay a chance. We have thoroughly researched all the reputable and licensed Giropay casinos online that you can play at right now. Check our list above and choose the best one for you!
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